Most comprehensive coverage you’ll find
We’re a leader in the industry.
How It Works
5 steps to insure rent roll
Enroll to become our partner
You choose the amount of coverage your unique properties need.
Send your applicant our way
Conditional or denied applicants can apply for coverage through us.
They’ll make an upfront payment to us
If we find your applicant is eligible, they’ll pay us a premium.
Your new resident moves in
Helping your business grow by getting them into their dream home.
We protect your finances
Resident defaults? You’re covered.
A common worst case scenario, resolved
- ScenarioA resident moves in.
- They stop paying rent, but don’t move out.
- You face losing tens of thousands in rent roll.
Solution
Instead, with TheGuarantors, you’re covered for missed rent, vacancies, no-shows, and holdovers.
Give great people (like this) the keys with confidence
The single mom freelancer with sufficient (but inconsistent) income.
The young professional who has yet to establish credit.
The international student with grants galore but no guarantor.
- Did You Know
TheGuarantors can reduce your bad debt by up to 70%*
Our Rent Coverage is a no‑brainer
A must-have for tackling multifamily bad debt.
Jarrod Whitaker
SVP, Residential Operations
TheGuarantors has been a game-changer for my rental properties. Their rent guarantee service is reliable, providing peace of mind that minimizes losses from defaults.
Robert Rahmanian
Co-founder and Principal
Working with TheGuarantors enables us to increase our occupancy without the fear of increasing our bad debt.
Salil Sheth
EVP, Property Operations
If you’ve got more questions, we’re ready with answers
Renters do. The price is determined after underwriting in accordance with rates filed and approved by the regulators. Our Rent Coverage is a type of insurance policy that covers someone (the landlord) other than the person who buys it (the renter).
The policy covers up to a certain amount of missed rent. That means, depending on the bond you elect to require, rent for a certain amount in arrears and rent going-forward, until you find a new renter (but not concessions or penalties). We also cover certain damages, utilities, legal fees, late fees, and that sort of thing with our Deposit Coverage product.
Generally, it will cost between 24% to 130% of one months rent, depending on the renter’s credit score, the amount of coverage you select, and what is permissible in your state. It is also proportional to the monthly rent. The cost is per lease, not per renter, so roommates can share the cost.
