The most advanced renter underwriting platform
Built on 10 years of proprietary data.
How It Works
5 steps to insure rent roll
Enroll to become our partner
You choose the amount of Rent Coverage your unique properties need, with or without an optional SDR.
Send your applicant our way
Conditional or denied applicants can apply for coverage through us.
They’ll make an upfront payment to us
If we find your applicant is eligible, they’ll pay us a premium.
Your new resident moves in
Once the applicant pays, they’re clear to proceed with lease signing.
We protect your finances
Resident defaults or causes damage? You’re covered.
A common worst case scenario, resolved
- ScenarioA resident moves in.
- They stop paying rent, but don’t move out.
- You face losing tens of thousands in rent roll.
Solution
Instead, with TheGuarantors, you’re covered for missed rent, vacancies, no-shows, and holdover.
- Did You Know
TheGuarantors can reduce your bad debt by up to 70%*
Our Lease Guarantee is a no‑brainer
A must-have for tackling multifamily bad debt.
Jarrod Whitaker
SVP, Residential Operations
TheGuarantors has been a game-changer for my rental properties. Their rent guarantee service is reliable, providing peace of mind that minimizes losses from defaults.
Robert Rahmanian
Co-founder and Principal
Working with TheGuarantors enables us to increase our occupancy without the fear of increasing our bad debt.
Salil Sheth
EVP, Property Operations
Give great people (like this) the keys with confidence
The single mom freelancer with sufficient (but inconsistent) income.
The young professional who has yet to establish credit.
The international student with grants galore but no guarantor.
If you’ve got questions, we’re ready with answers
A Lease Guarantee policy can include Rent Coverage only or both Rent & Deposit Coverage.
Rent Coverage covers up to a certain amount of missed rent. That means, depending on the bond you elect to require, rent for a certain amount in arrears and rent going-forward, until you find a new renter (but not concessions or penalties).
Deposit Coverage, a security deposit alternative, covers certain damages, utilities, legal fees, and late fees.
Renters do. The price is determined after underwriting in accordance with rates filed and approved by the regulators. Whether a policy includes only Rent Coverage or both Rent & Deposit Coverage, it covers someone (the landlord) other than the person who buys it (the renter).
Pricing is personalized based on a few key factors, including the monthly rent, the renter applicant’s financial profile, and the coverage you require. The renter will receive a quote after completing our free online application. If approved, the renter pays an upfront, non-refundable premium. The cost is per lease, not per renter, so roommates can share the cost.
